If you’re like me, you probably rely on credit cards to some degree to plug gaps in cash flow between paychecks. Most Americans are in the same boat. US banks have been taking advantage of Americans’ reliance on credit though downright usurious and predatory practices designed to juice as much money as they can from their customers through sneaky fees and unrealistic rules. Finally, Congress took some legislative steps to rein in the worst of these abuses and passed the the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009. It takes effect on February 22, 2010. As you might expect, the credit card companies have been finding new and creative ways to sidestep these restrictions on their ability to rape their customers. Read
this article at DailyFinance.com to acquaint yourself with the new rules and to learn how to avoid the banksters’ new methods for fleecing you. Also, as I wrote about in
an earlier post, consider moving your credit accounts away from Wall Street companies and into local, community banks and credit unions. Visit
www.moveyourmoney.info for more info on how and why to do this.
With unemployment high and so many candidates competing for so few positions, the strength of your resume is even more important than ever. I found this great breakdown of “don’ts” at Investopedia.com a great site for info on basic economic concepts and financial information. While we have done resume posts in the past, this list really gets into some of the mistakes folks have been making lately in their attempts to make their resume stand out against the sea of resumes that recruiters are swimming in. 
Great news for health care job seekers: According to an article written in 
This is an exceptionally funny look at some of the really stupid things people do or say at job interviews. Culled from professional recruiters, these are all things that actually happened and that should be avoided at all costs if you’re lucky enough to land an interview in this tough employment environment.